Wind Mitigation Inspection
A wind mitigation inspection evaluates specific construction features that may reduce a home's vulnerability to wind damage. In many states, including Florida, qualifying features may make homeowners eligible for insurance premium discounts.
Why Wind Mitigation Matters
Insurance companies often consider how well a home is built to resist high winds. A wind mitigation inspection documents qualifying construction features that may reduce the likelihood of storm damage.
- Potential insurance savings.
- Documentation of wind-resistant construction.
- Verification of roofing improvements.
- Information for insurance underwriting.
What Is Evaluated?
- Roof covering and age.
- Roof deck attachment.
- Roof-to-wall connections.
- Roof geometry.
- Secondary water resistance.
- Opening protection for windows and doors.
- Garage door construction, when applicable.
Insurance Benefits
The inspection documents eligible wind mitigation features on the appropriate insurance form. Insurance carriers determine whether discounts apply and the amount of any premium reduction.
Not every home qualifies for every available credit, and discounts vary by insurer and policy.
Our Approach
We perform wind mitigation inspections carefully, accurately, and in accordance with applicable inspection requirements. Our goal is to document the home's qualifying features so homeowners have the information needed by their insurance provider.
Frequently Asked Questions
Will a wind mitigation inspection lower my insurance premium?
Possibly. The inspection identifies qualifying features, but the insurance company determines eligibility and the amount of any available discount.
How long is a wind mitigation inspection valid?
Requirements vary by insurance company and state regulations. Homeowners should consult their insurance carrier regarding current requirements.